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Creating income generating activities and employment under Mudra Yojana

New Delhi: Pradhan Mantri Mudra Yojana (PMMY) provides access to institutional finance to unfunded micro / small business units by extending loans up to Rs.10 lakh for manufacturing, processing, trading, services and activities allied to agriculture, which help in creating income generating activities and employment.  Overdraft facility up to Rs.5,000/- under Pradhan Mantri Jan Dhan Yojana (PMJDY) is also covered under PMMY.

The number of loans sanctioned since the inception of the scheme are as under:

Financial Year

Number of Accounts

2015-2016

3,48,80,924

2016-17

3,97,01,047

2017-18

4,81,30,593

2018-19 (up to 13.07.18)

   95,85,870

 

Details relating to the age profile of borrowers and of loan applications received by banks are not maintained centrally.

 

The details of loans sanctioned year-wise/State-wise since inception is given below:

 

State/UT-wise details of a number of loans and amount sanctioned under Pradhan Mantri Mudra Yojana  [Amount in Rs. Crore]

 

 

2015-16

2016-17

2017-18

2018-19 (13.07.2018)

Sr No

State Name

No Of A/Cs

Sanction Amt

No Of A/Cs

Sanction Amt

No Of A/Cs

Sanction Amt

No Of A/Cs

Sanction Amt

1

Andaman and Nicobar Islands

24719

218.36

3353

80.15

3829

102.66

484

19.26

2

Andhra Pradesh

795688

6104.14

587569

6078.01

801845

10902.51

139264

2165

3

Arunachal Pradesh

4625

74.38

6109

81.46

11004

109.5

543

16.64

4

Assam

427272

1817.62

1255754

4908.3

1713004

6669.74

192380

841.09

5

Bihar

2451439

7553.83

3756716

12190.6

4314861

15919.4

894333

3518.82

6

Chandigarh

22605

212.42

19039

229.01

18257

419.98

3129

72.72

7

Chhattisgarh

639711

2265.5

884941

3334.27

962079

4747.29

174868

952.61

8

Dadra and Nagar Haveli

1236

21.72

2587

23.49

3408

36.79

120

3.1

9

Daman and Diu

1109

12.43

774

12.61

1086

23.55

123

3.83

10

Delhi

394388

2947.68

224975

3762.95

241797

4450.15

46303

779.26

11

Goa

45471

399.33

31289

390.2

39397

499.27

7305

87.97

12

Gujarat

1086407

6034.73

1103453

7781.94

1501226

11386.52

283559

1873.41

13

Haryana

745535

3259.27

716622

3843.53

786328

5940.4

192844

1322.86

14

Himachal Pradesh

85564

998.78

82851

1281.72

91992

1900.55

28129

551.26

15

Jammu and Kashmir

57974

1185.13

89712

1845.37

103125

2586.8

28355

789.67

16

Jharkhand

872868

2944.33

1023593

4004.13

1212671

5410.4

298987

1346.29

17

Karnataka

4459609

16861.35

3933578

18002.55

4568493

23009.73

1058968

4811.05

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